6 Steps to get a Home Loan in India

Buying a new home is not a hectic task anymore. With so many new flats in Nashik, people of Nashik now have a wide range of options. Besides selecting a property from a reputed builder, there are some aspects which the home buyers must not skip. For instance the matter of home loan. Getting a successful home loan can be troublesome, but there are certain steps which you need to follow. Below are the steps to take to get the best deal:

• Carefully calculate the loan amount and look for the best deals: After selecting the home, when you already know how much the home cost and the additional costs associated with the property, it’s time to make a list.

First check how much money you have on your own by liquidating your savings and assets. Then carefully calculate the required loan amount. As soon as you get the result, start scanning the market for the best home loan deal.

Research on the internet, keeping in mind factors like tenure, interest rates, pre-closure, etc. Approach the bank, try negotiating to reduce the interest rates and extend the tenure. Shortlist the banks and don’t hesitate to talk to the bank personnel freely.

• Read and understand the complexities of the home loan: Reading the documentation and understanding loan agreement and clauses is essential for you. You must carefully read the papers to know about the interest rates, maximum loan quantum, loan tenure, pre-closure charges and other terms and conditions.

• Arrive at a comfortable EMI: There are certain parameters to consider for arriving at an EMI, factors like your current salary, projected salary income for next 20 years, project overhead expenses for the next 20 years, single and multiple sources of income and ability to sustain the EMI load.

• Needed document for a loan application: Arrange last 3 month’s salary statement. Last 3 month’s bank statements, copy of your pan card, address proof and income tax returns. Remember, same goes for the co-applicant, if any. Besides, these you also need sale agreement and no objection certificate from the developer.

• Keep track of bank’s processing charges: Be prepared for the consultation service charge. This overhead expense come at a nominal percentage of the loan amount, not exceeding Rs 10,000/-

• Receive the sanction letter and celebrate: As you complete all the level, you will get the sanction letter.

While searching for 1 or 2 BHK flats in Nashik for sale, carefully study the builders credibility as well.Getting a home loan will not be difficult if you follow these simple steps and gather all the documents on time.

When It Comes To Stylish Living in Nashik, Parksyde is the Name to Trust

Owing a dream home in a strategic location of Nashik is indeed a wise choice for home buyers. Parksyde is geared up to make the dream come true. Parksyde an initiative by Jaikumar Group of Companies is one of the leading real estate developers in Nashik, building elegant and standard residential spaces.

With world class residential projects, Parksyde is dedicated to creating unique and delightful living experiences for the home buyers. Parksyde projects boast of cutting edge design, modern amenities, excellent architecture amidst green environment and elegant setting at a right price.

The ongoing project, Parksyde Homes is a project spread across 15 acres of land. It is a gated community and located in Panchawati which is one among the prime locations of Nashik. The apartments at Paksyde Homes come up in various sizes and shapes including, 2, 3, 4 and 5 unique and comfort BHK. Each building and flat are meticulously designed to offer the best living experience.

As one enters the residential project, one would notice the well planned array of flora and fauna with a fountain at the centre of the complex. The availability of world class amenities like meditation area, jogging track, amphitheatre, banquet hall, cafeteria, gymnasium, senior citizen area, temple, 24 hour high technology security system, video-door facility at the main door of each apartment and more things are structured to offer a stress free life to the occupants. Beyond the pride of stylish living, Parksyde Homes ensure a beautiful and healthy living with a host of other specifications.

Parksyde Homes have been certified as Gold residential project by the Indian Green Building Council. With so much of features uniquely planned within a single society, Parksyde Homes is an apt option for those who are looking for affordable properties for sale inNashik. Built with passion and high hopes, the project is located at an address that stand out perfect for living and investment as well. It is the time to own a dream abode that is crafted with finesse and love.         

Home Décor Ideas For This Janmashtami

Every festival brings some new colour, hope and happiness to life.

Janmashtami is the birthday of Lord Krishna and it is celebrated with great enthusiasm and devotion all over India. Our homes are the backdrop of this festival where we host Pujas and greet friends and family to celebrate this auspicious day of Krishna Janmashtami. So, on this occasion welcome Lord Krishna and try these awesome Janmashtami decoration ideas to do up your home.

• Rangoli: Rangoli is one of the integral parts of Hindu festivals,Rangoli on the occasion of Janmashtami will make your home more beautiful. So, draw Rangoli and make tiny Krishna footsteps leading to your house which is believed to bring happiness and peace to your family. Typically a mixture of rice flour and water is used to make the Rangoli, but you can use different colours according to your wish. Peacock Rangoli is also a popular design for Janmashtami, however, you can pick any design and draw it on the front door of your house.

Rangoli 

• Idols of Lord Krishna: Decorate a table with flower petals and place a Krishna idol to not only decorate your living area, but also to enhance the piousness of your house. You can also use flowers and peacock feather to support the decor of the idol.

Small Krishna idol

• Wall and door hangings: To enhance the ethic beauty, wall hangings with ethnic touch are always preferred over others. Embroidered cloth panels are popular among other festival decorative items. The entrance of the door can also be decorated with bright and appealing door hangings. Flute, peacock feathers and pots containing butter are some of the popular symbols of Janmashtami.

Mirror work door hanging

• Om or Swastik: The ‘Om’  or ‘Swastik’ symbol in Hindu rituals is considered sacred. The wooden wall hanging of the symbol shape or a cut out or hand paint or a showpiece of Om or Swastik symbol will enhance the overall beauty and feel of the home.

Om wall hanging

In this coming Janmashtami, don’t just think of decorating your residential flat in Nashik, go for it. These wonderful ideas will help to make any of the residential projects in Nashik looks appealing and peaceful. And If you have special tips to share for Janmashtami, let us know in the comment below.

Relish the Sophisticated Lifestyle in Nashik!

Nashik has seen an exemplary residential development in the last decade. Some gigantic Nashik real estate projects have come up here, which narrate the growth story of the city.

Parksyde Residences

Once a dream is now a reality for the home buyers as our finely crafted project - Parksyde Residences is now nearing completion. One of the most awaited projects that offers comfortable residential apartments in Nashik under affordable price range. As we know and care about the finance of the home buyers, our projects in Nashik are constructed keeping in mind all the necessities and desires of a common man. It is a well-planned project, which provides comfortable living spaces to the residents. The 2 and 3 BHK flats are set in the gorgeous beauty of nature. 

Designed to provide ultra-spacious and a healthy living to all the occupants, only a few flats are left and the majority of the flats are already booked. In this fast-paced life where the true meaning of community is lost, if you want to experience an environment of a well-knit community, then there is no better option than Parksyde Residences. This is a perfect abode where families can enjoy every second of the day. More than 100 happy families have already chosen their dream home in this cosy connected setting, which is surrounded by all the modern day life amenities and specifications. The project is located at one of the prime locations of the city, Indira Nagar Annex. Hence, you don’t have to think about the connectivity and accessibility to the important landmarks of the city. So, it is the right time for you to decide and book a Parksyde Residence before its too late. 

If you still feel, you need some time, we have a solution to that as well. Our another ongoing luxurious yet affordable project, Parksyde Homes is located in Panchavati Annex, comprising of 2,3,4 and 5 BHK premium and comfort flats & duplexes. 

Actual Site image of Parksyde Homes

The projects are planned to offer the buyers their personal space along with a living amidst refreshing open spaces. Out of the total area of the land, around 70 % is dedicated to the natural landscape. Parksyde homes is planned with elements that ooze style.

The strategic location of the project is also creating a high-demand among the buyers. It is not easy to describe the features and the project quality by words that comes with the impeccable brand value of being a Parksyde development. For a better understanding of the overall sophistication the project will offer to the residents, you must visit the site. And we are sure, if you happen to visit Parksyde Homes, you will definitely fall in love with it.